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Quicken 2005 Deluxe [Old Version] From:Intuit
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62 of 71 customers found the following review helpful: No QIF, no good..., 2004-08-14 I think what we see happening here is Quicken trying to monetize their control of a critical point in many people's financial life... It's this simple: QIF is an open format, and anybody who can read and write can pretty much generate a correct QIF file. The new formats are all controlled by Quicken/Intuit, and Quicken/Intuit requires the financial institutions to pay a "royalty" for use of the format. In fact even when an institution generatges a legal web connect file, Quicken WILL NOT IMPORT, unless this institution is in the "approved financial institution list", i.e., institutions which have paid... I guess the aforementioned case of Fidelity supporting download for some but not all its businesses just means that Fidelity investment has decided to pay the royalty, and the other part of the institution has not? I also presume that maintaining a QTX or whatever server is more complicated and expensive than generating a short ASCII file with perl... So, yes, of course one can blame the financial institutions that they are not implementing and licensing from Intuit, but it is not just mere unwillingness... This, I think, is an Intuit attempt to monetize its control. This is acceptable in a capitalist society -- if it works. Because, if financial institutions that are important to me don't pay up, I'll move on to M$ Money -- I am alreayd a TaxCut customer as of Intuit's Turbotax spyware masterboot record virus (i.e., DRM scheme) debacle. 195 of 222 customers found the following review helpful: No more QIF imports, very customer unfriendly, 2004-08-08 Quicken has some silliness on their site written by marketing that talks about how QIF was designed for customer support and not an import / export format. Yet, strangely, they've been using it for import and export for 10 years without too much difficulty. Now they are dropping support so that I can no longer import my transactions from numerous financial institutions including eBay / Paypal. I guess I'll stick with Quicken 2004 until Quicken and their financial "partners" figure this one out. I wonder if Microsoft Money still supports QIF? 294 of 334 customers found the following review helpful: QIF files not supported !!!, 2004-08-06 This is a big drawback !!. I upgraded to this version but cannot use it based on this limitation. In fact, I learned from Fidelity Investments ( www.401k.com) that QIF is no longer supported in Quicken 2005 ::-- "You can download your selected transaction History Period: 05/08/2004 to 08/05/2004 from NetBenefits to popular personal finance packages such as Microsoft MoneyTM or QuickenTM. The download file created uses the Quicken Interchange (.qif) file format. Please Note - the Intuit Quicken 2005 personal financial management software will no longer support the use of the QIF file formats." While I agree that Quicken did phase out the support of QIF files (http://www.intuit.com/personal/quicken/qif/). But if Financial Institutions are not willing to support QFX, we CANNOT use this product. Downloading transactions is a core part / basic layer for using this software. Also in case of Fidelity, they do not allow QFX connection to their 401k database but they do allow QFX data transfer with their Investment accounts. So I agree to some extent the fault lies with these financial institutions. But my main point is that if I cannot download my 401k transactions into Quicken 2005 ( given the QIF limitations ), how do I use this version ? Again Fidelity is just an example. I am sure there are many more financial institutions. Maybe waiting till Quicken 2006 will give Quicken sufficient time to work with financial institutions to ensure QFX is supported across the board. UPDATE :: In response to one suggestion to blame Financial Institutions v/s blaming Quicken, we are playing Quicken for a useable product. Financial institution are NOT selling any products. Finally, it about whether you can use a product or NOT. -- for which downloading transactions is the MAIN input into this software.
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