What other people say about Quicken 2005 Premier [Old Version]

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Quicken 2005 Premier [Old Version] From:Intuit
See Product Page	User Rating:Amazon Sales Rank:#4782

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24 of 25 customers found the following review helpful: Time for QIF users to switch to another product final straw, 2004-10-30 I've been using Quicken products religiously since 1995, upgrading every year, purchasing turbo tax every year, recommending the software every year except the last 2. Over the last 2, I've continued to upgrade and use turbo tax, but the services, support and feature sets are diminishing. I bank through a credit union and have for 15years. They offer QIF and CSV downloads of banking information. They do not support ofx. Quicken with 2005, which I just purchased last week, has finally decided that they are pulling the plug on their users that use the QIF import feature for certain account types, such as bank accounts (checking and savings). They still offer it for credit card accounts. This is stupid. They are still doing the programming work to put the function in the program, but they are turning it off for the accounts that need it the most. Most credit card companies are online today, but most credit unions and smaller banks are not. Who does this hurt? It hurts Quicken's current customers soon to be ex-customers. Quicken has made a number of decisions over the last couple years that had other interests in mind to the detriment of their customers. They tried to pull a weird licensing shenanigan last year with Turbo tax, such that a person couldn't readily view their tax return or print it without buying multiple licenses. Now they want us all to waste hours entering in bank data by hand, instead of doing it the fast easy way, download and import. Their excuse for the latter, is that the download import process is to tedious for users. I agree. However, the cure of chopping off the arm to remove the finger nail is stupid. Its a whole lot more tedious to type in hundreds of ACH payments, atm withdrawals and fees than it is to import them in under a batch. I've helped promote quicken for years by word of mouth and loyally purchasing their software. No more. Don't buy new upgrades, if you are running an old version stick to it. For brand new users, go use Microsoft Money, don't get stuck going down this dead end with Quicken. On a different note, I tried to refinance my house through Quicken mortgage a year ago. They promised me a rate of 3.5%, signed the loan application guaranteeing the rate, and a month later they tried to increase it to 5.8%. I did not have time to take them to court so I dropped them and went with a more honest company (Wells Fargo). I don't know what Intuit is smoking these days, but I suspect it starts with "lots of" and ends with "crack". Don't walk, run away from this product and Intuits services, they've gone too far and should not be allowed to go further! They no 89 of 91 customers found the following review helpful: Not Much Different, But a Little Better, 2004-09-10 Per my usual procedure, I upgrade my copy of Quicken every other year. From what I can see, Quicken 2005 has hardly changed from Quicken 2003 (not necessarily a bad thing). Some things that I have noticed as being different are that: - The program seems to load just a tad faster than before. On my 3.0 GHz Pentium 4 computer, my 19MB Quicken file changed from loading in about 2 seconds to loading in about 1 second. Insignificant, but noticable. On the esoterically theoretical downside, the Quicken 2005 upgrade process changed that same file from 16MB to that 19MB. - The upgrade process suggested that I change my investing account so that the "checking" side of the account was reflected in one account instead of its existing two accounts. When I agreed, it processed the account and told me it didn't work right. Instead of reversing the change, it told me to restore a backup and leave the account as it was (unfortunately, it wasn't very specific about which account had problems or what they were). Not a big problem (since Quicken automatically made that backup when I started the upgrade). But, it could have been handled better. - It appears that it's no longer possible to enter investment transactions directly in an account's register: you have to bring up a form dialog and enter the data there. If you enter such transactions only rarely, this isn't much of a problem. However, if you batch process a bunch of these, using that form gets tiresome pretty quickly. - Unlike Quicken 2003 Deluxe, Quicken 2005 Premier allows you to set up scheduled transactions like dividends/interest in investment accounts. I'd have been happier if the program had noted dividend payments in the data downloads and automatically set up such quarterly scheduled payments. But, still, this is a good thing. - With Quicken 2003, I was getting frequent error messages about my brokerage uploading data for accounts which didn't exist in Quicken. Those messages seem to have disappeared. - When Quicken 2003 tried to download a quote for a stock which didn't exist in its data base, it popped up a warning screen and stopped the download until you accepted it. Quicken 2005 continues on without user intervention (a good thing, to me). - The Quicken 2005 icon is UGLY and non-professional. I guess it's supposed to be a yellow dollar sign on a red-filled circle. Unfortunately, it looks like the "S" on Superman's outfit. - Intuit seems to be practicing some type of "version-creep." From what I could decipher from the box and from Intuit's web site, I had to buy Quicken 2005 PREMIER to get the same investment capabilities I had in Quicken 2003 DELUXE. It's apparently a way of sneaking in a price increase. I don't mind the price increase so much as the fact that if I hadn't examined their table of capabilities, I would have automatically bought the DELUXE version and been unable to do the things I did with the old version. Irritating and potentially very bad from a customer-retention viewpoint. - As others have noted here, Intuit is in the process of phasing out the use of QIF files. As I've never downloaded such things from my financial institutions, that doesn't affect me. The only worry I have is that this is yet another attempt by Intuit to lock people into their program (i.e., no data exchange). I haven't tried it yet, but there is an option to export REPORTS to Excel or to the clipboard (EDIT: I've now tried the Excel export and it's just the old export to a tab delimited file -- nothing new). If I could do that with an entire data file, that would be good. I'm not too sure about doing it with only what you can generate in a report, though. Also, as a work-around for importing QIF files to Quicken, I've seen messages that if you create a CASH account as a temporary working account, you can import your data there and then use Quicken's MOVE command to get the data in the proper account. Not elegant, but usable if you need it. - I don't use the service, but from some articles I've read (do a Search on CNet), Intuit has changed the service it uses for online bill paying. It used to use CheckFree. With Quicken 2005, it uses Metavante. This, alone, doesn't seem to be much of a problem. But, the Quicken 2005 install process AUTOMATICALLY, and WITHOUT NOTIFICATION, changes your existing CheckFree account over to Metavante. Some people are rather upset about this (I would be too, if I used that service). There doesn't seem to be any way to opt out of, or reverse, that change. All-in-all, I'm happy with the upgrade. It's not earth-shattering, so I don't recommend everyone run out and buy it. But, if you feel it's time to get a newer version of Quicken, there's nothing blatently wrong with this version and there are a few nice additions. 21 of 26 customers found the following review helpful: Don't bother unless you know your bank has QFX, 2004-09-09 As the other reviewers have mentioned, unless you have a bank who has bowed to Quicken, this program is useless unless you want to hand enter your checking and other bank statements. I didn't get in far enough to figure out if the investment piece was worthwhile. As I understand it, Quicken charges the bank a FEE to allow the downloading of information in a QFX format! Don't bother if your bank isn't supported..., 2004-08-25 I have used Microsoft Money since 1995. However, during that time I have tried to switch to Quicken multiple times. My biggest complaint was how Quicken handled bill payment reminders, and that there was no account forecast. Well, in 2005 they finally added these things, so I went out and purchased 2005 premier. I loaded it last night and to my dismay, my Credit Union wasn't part of the list of supported Banks. No problem I thought, I will just download the QIF file or the OFX file (that my FCU provides) and import that into Quicken manually. Which is what I have to do with Money 2004 anyways. NOPE. You can't even import the files manually from your bank. Without the ability to import my transactions from my bank, this product is not useable in my opinion. So, I checked Quicken's website to see if there was a solution that I was missing. Well, their solutions are: 1) Switch banks to one that is supported. 2) Wait until my bank supports it. 3) Apply for a Quicken Credit Card and make payments on that. 4) Sign up for Quicken Bill Pay ($9.95/month, my FCU is FREE). So... at this point my copy of Quicken 2005 premier is on its way back to Intuit. Needless to say, I have given Quicken their last chance. I really, really wanted to switch, but I guess that won't be happening. Even if your bank is supported the interface seemed very clunky, and littered with adds for Quicken products. Also it wasn't very intuitive (coming from a Personal Finance software user of almost 10 years), I found it hard to look at and quickly find the information that I needed. 17 of 22 customers found the following review helpful: Solid product, but maintenance release from 2004, 2004-08-22 I'm a long-time Quicken user, and purchased Quicken Premier 2005 over the weekend (I was previously using Quicken Premier 2004). While a solid release, the changes are minimal and probably not worth upgrading from Quicken 2004. Consequently, I rate the product three-stars for upgraders, but five-stars for new users and those who haven't upgraded in several years.
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