1 of 1 customers found the following review helpful:
 Premier not worth it; stick with Deluxe, 2004-12-25
I upgraded from Quicken Deluxe 2003 to Quicken Premier 2004. I won't address whether or not I think the 2003-2004 upgrade was worth it. What I am addressing is that I don't think the Deluxe-Premier upgrade was worth the extra cost.
Premier gets you some portfolio analysis tools and "insights", which I don't find that helpful (I am not an active or sophisticated investor).
As an aside, I -do- think the Deluxe features (over Basic) are worth the extra money. Deluxe gets you investment tracking (Basic appears to only give you basic checkbook tracking).
In 2001, I switched from Microsoft Money to Quicken. The original motivation was because I thought I might get a Mac, so I wanted my personal financial data to be prepared for the move (Quicken is also available for the Mac, but Microsoft Money is not). The feature set in 2001 was better in Quicken than in Microsoft Money (better tracking of investments like ESPP and 401k).
Recently (Quicken 2003-2004), however, I have been encountering random bugs and inconsistencies (multiple paycheck deposit accounts doesn't work consistently) that lead me to believe that Microsoft Money has probably reached parity with Quicken by now. And I still haven't switched to a Mac.
Since I now have a few years' data tied up in Quicken, I won't be frivolously switching back to Money anytime soon (unless Quicken completely screws something up), but unlike in 2001, I don't think I can unconditionally recommend Quicken over Money anymore.
2 of 2 customers found the following review helpful:
 Not as bad as I've read here -- buy 2004 and not 2005, 2004-11-14
I was hesitant to buy the product because of all the negative comments. I upgraded from Quicken 98 and it's been a pleasant experience. It was time for me to upgrade. I didn't like having to pay $50 for only minor new features. I bought a 2004 copy of the Premier Home and Business for only $18. Strangely, people are charging $45 for a 2004 Premier. For $27 less you get Home and Business. The upgrade is well worth it if you are still using a very old copy of Quicken.
The major problem with the software is the "exclude internal tranfer" bug. It is difficult/impossible to create useful reports when you can't exclude internal transfer. For instance, if I transfer money from my checking account to savings account then it shows up as a transaction on my cash flow report. Quicken knows about the problem but force you to buy the latest version of software to get the fix (and I'm afraid that they've created other bugs).
1 of 1 customers found the following review helpful:
 Moo!, 2004-07-18
I'm hoping to get a better response here than from Intuit's customer service. Could one of you people who simply love this product please tell me how you produce meaningful reports given:1. "Exclude internal transfers" includes internal accounts, anyway.
2. Phantom amounts show up on reports. (Intuit has acknowledged this problem since April. It's now July...) Intuit made me upgrade in '99 because they forgot about Y2K. They made me upgrade again this year because they stopped online services for Quicken '99. Does anybody doubt that in a year or two, this product will no longer work? How else can they keep the cash cow alive?
5 of 5 customers found the following review helpful:
pay bill nightmares, 2004-07-13
I've been using Quicken for over a decade and loved it all along the way. I'm a fully advanced user. I was very happy with 2000 but forced to upgrade to be able to continue on-line banking. I have had nothing but problems hooking up to the bank with my new 2004 (I've NEVER had one problem with this before in 5 years). I have used overseas Intuit techs for 3-4 hrs off and on (and they charge you!!!). Sometimes the bill-pay works, sometimes it doesn't. I know it's the new Quicken software as its never been an issue before. I am quiting Quicken. I've had it. There's something wrong with this program.
6 of 6 customers found the following review helpful:
INVESTORS, DO NOT UPGRADE - FLAWED, 2004-06-16
I have been happy with Quicken 2003 and I recently purchased Quicken 2004 as an upgrade. Upon installation, all of my investment data was incorrectly converted or not converted at all. ALL of my investment accounts are now inaccurate. I am terribly dissatisfied with this product. Their website seems to attribute conversion problems to "bad data files." I find that extremely hard to believe unless the user was having trouble with cross-linked files prior to the conversion. In my opinion, the suggestion that this type of problem is caused by cross linked/bad data files is lazy, inaccurate and unacceptable. It's a way of saying "we really don't know what causes this bug, but here's our suggestion to throw the blame back on you, Mr. Consumer - we blame your computer system." I've suggested to Intuit that they stop putting so much time and effort into making this product look pretty with all of the bullet point box features and focus on a solid release candidate with no severe bugs. In my opinion, this product is about 3 months shy of being commercially acceptable. This bug will cost me countless hours - probably well over 100 - in sorting and reconciling all of my investments. It's ridiculous really. Based on what I've read in public forums, I would assert that this product is responsible for countless lost hours among many unsatisfied customers. Unfortunately, because of the nature of this problem and the financial dependence I have on this product, I no longer trust this product nor do I trust other products released by Intuit. I will go through the excruciating process of reconciliation simply to get everything back to current/accurate so I can convert to another program - MS Money, etc. I will not purchase another Quicken product and I recommend that others do their homework before purchasing this drink coaster (errr, product) as an upgrade. Personal money management is a serious issue - in my opinion, being accurate and clean should take priority over everything else.I'm so burned, if I could rate this product a big fat zero or go into negative territory I would - but if you're read this far, you now know that my rating of '1' is really a z-e-r-o.
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